We have been in the accounts receivable factoring business since 1979, are privately owned, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's ups and downs and in doing so, can support you through any tough times you might go through. We won't fold when the times get tough, like a few accounts receivable factoring companies sadly have in the past.

All factoring companies have criteria for size, industry, and risk. It's not practical for you to pick which accounts receivable factoring firm is the right fit for you. By contacting us, we'll answer any burning questions you may have and help you find the most suitable match for your company - it could be us or another accounts receivable factoring company.

We have an enormous A-list of accounts receivable factoring industry colleagues, these close relationships were earned over 20+ years in the business. So, after you take the time to define your needs to us, we have no doubt that you will find exactly what you need..

Many accounts receivable factoring firms let you pick and choose your customers that you would like to factor. Except a handful of them normally require a minimum dollar amount before they'll work with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is a little like carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement which will force you into accounts receivable factoring when you don't require it.

Many accounts receivable factoring firms try not be upfront about their fees. You better take out your magnifying glass to go over the fine print to spot those fees. Be rest assured, We will not treat you this way.  We are absolutely transparent about our fees. When you apply, you are given a truthful, no obligation rate proposal with the fee for your business. See which other factoring company, If any, will be that will be absolutely transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our present advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring firms are funded by Wall Sreet bankers. We are a privately held company and don't take orders from investors and boards. Much like you, we are like-minded business people and we have experienced many of the hardships that a business deals with. We take the time to hear your story, learn your concerns. Based on that information we will put together a custom-built solution for you. Many accounts receivable factoring firms notably the Silicon Valley ones first and foremost trust an algorithm to establish your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

Many accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are provided with a dedicated account administrator to be your point of contact – who knows your business intimately, and can support you in ways the others just can't or don't want to be bothered.

Don't neglect the fact that the accounts receivable factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is exceptional. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we track each invoice and follow them like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have quick access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues so to work on them right away.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Keep your eye on negative payment trends. This is crucial to prevent unnecessary write-offs.

We make sure to use first-rate technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means better rates for you. Many other companies are not even remotely close.